This is an article that I wrote for www.NJMoneyHelp.com on the risks and benefits of using equity options in your portfolio. In keeping with Peak Wealth Advisors’ focus on helping our client become smarter investors, it’s a good primer on what options are and some fundamental strategies for those who are unfamiliar.  Enjoy!     Options…

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Financial planning is a process that a Financial Planner will take you through in order to guide you to your financial goals. But goals can be a long ways off, so it’s not just a set-it and forget it activity.  The space between “determining goals” and  “reaching goals” is where the magic happens.  A Financial…

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The answer is, it depends. That may sound surprising since I enjoy advising people on financial matters, but not everyone is in need of professional financial advice.  It really starts with understanding what type of financial advice would benefit you since there are different types of advisors.  For example, there are some advisors who offer…

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It was late 1988 and I wanted to begin building my investment empire. At the time, I worked in the back office of one of the big financial services wirehouses processing account transfers (exciting!). In our building there was one computer set up in the middle of the floor for stock quotes. A Quotron machine….

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What does it mean to be a fiduciary?   Registered Investment Advisors (RIA) are required to follow the standard of fiduciary duty when working with clients, which is a legal standard that stockbrokers and other agents of broker/dealers are not required to follow. The fiduciary standard was established as a result of the Investment Advisors Act…

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Knowing and accepting who you are in terms of your behavioral tendencies can help make you a better and smarter investor. As a 20+ year financial services training leader, I’ve always taught my students how to diagnose themselves (and their clients). Once you know what you’re dealing with, you have a better chance of making…

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