Financial planning is a process that a Financial Planner will take you through in order to guide you to your financial goals. But goals can be a long ways off, so it’s not just a set-it and forget it activity.  The space between “determining goals” and  “reaching goals” is where the magic happens.  A Financial…

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I’ve spoken to people who have said their financial situation isn’t something they can budget for, which I interpret as someone who doesn’t want to know what they’re situation is for fear of getting bad news (kind of like the person who avoids a doctor because they’re afraid of what they’ll hear). Unless you have…

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I am a Financial Planner located in the great state of New Jersey (yes, I’ve heard the joke about “which exit”, what else you got?).  Living in New Jersey puts us in a geographic area that is not only hard on the wallet, but also has many, many enticements to spend money on non-essential budget…

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The answer is, it depends. That may sound surprising since I enjoy advising people on financial matters, but not everyone is in need of professional financial advice.  It really starts with understanding what type of financial advice would benefit you since there are different types of advisors.  For example, there are some advisors who offer…

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I’m a newer Registered Investment Advisor with my financial planning and investment advisory business officially coming online in 2015.  I’ve been in financial services for close to 30 years, and I have seen all types of financial practitioners.  There are many financial advisory models that serve different types of clients, focus on different types of…

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