There are steps you can take now and closer to retirement in order to maximize your Social Security benefits. When filing for your social security benefits the goal is always to maximize the amount that you will receive, and it’s never too soon to start assessing your situation, even if you’re in your 40’s, and…

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As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to pursue their investment goals. That’s because 401(k) plans offer a variety of attractive features that make investing for the future easy and potentially profitable. What is a 401(k) plan? A 401(k)…

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This is a great piece from Jim Parker, a Vice President with Dimensional Fund Advisors.  It speaks about how you should reconcile your investing strategy in conjunction with the volatility we’ve been experiencing lately in the markets. Read it. It helps put current market gyrations in perspective. OTF_Patience_Principle_US  

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Required Mandatory Distributions can be a tricky annual task if you have multiple retirement accounts.  Your retirement plan custodian will generally calculate your RMD each year based on the year end balance in your IRA accounts (not from your Roth account which is not subject to RMD requirements). If you have multiple accounts, you’ll receive multiple…

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