Blog

If you have a rising senior in high school, your life is going to become very hectic starting….well…now!   The Common App is now open to submit college applications to those schools who accept it, and those that don’t will generally open their application process at the same time.  Even if you’re not ready to…

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The answer is, it depends. That may sound surprising since I enjoy advising people on financial matters, but not everyone is in need of professional financial advice.  It really starts with understanding what type of financial advice would benefit you since there are different types of advisors.  For example, there are some advisors who offer…

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I’m a newer Registered Investment Advisor with my financial planning and investment advisory business officially coming online in 2015.  I’ve been in financial services for close to 30 years, and I have seen all types of financial practitioners.  There are many financial advisory models that serve different types of clients, focus on different types of…

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It was late 1988 and I wanted to begin building my investment empire. At the time, I worked in the back office of one of the big financial services wirehouses processing account transfers (exciting!). In our building there was one computer set up in the middle of the floor for stock quotes. A Quotron machine….

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If you’ve done homework to develop a college saving strategy for your child, you’re probably seeing numbers as high as $400,000 for a private school. If that’s your target, it’s best to start now with a consistent plan. If you invest $500 per month and get an 8% return over 18 years, you’ll wind up…

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Having access to financial information online and via mobile is the norm now, but that’s led to the need to access multiple accounts in order to get a complete picture of your financial situation.  Investment accounts, bank accounts, mortgages, lines of credit, auto loans, credit cards, and the list goes on, are all potential accounts that…

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What does it mean to be a fiduciary?   Registered Investment Advisors (RIA) are required to follow the standard of fiduciary duty when working with clients, which is a legal standard that stockbrokers and other agents of broker/dealers are not required to follow. The fiduciary standard was established as a result of the Investment Advisors Act…

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Knowing and accepting who you are in terms of your behavioral tendencies can help make you a better and smarter investor. As a 20+ year financial services training leader, I’ve always taught my students how to diagnose themselves (and their clients). Once you know what you’re dealing with, you have a better chance of making…

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