Blog

There are steps you can take now and closer to retirement in order to maximize your Social Security benefits. When filing for your social security benefits the goal is always to maximize the amount that you will receive, and it’s never too soon to start assessing your situation, even if you’re in your 40’s, and…

Read More »

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to pursue their investment goals. That’s because 401(k) plans offer a variety of attractive features that make investing for the future easy and potentially profitable. What is a 401(k) plan? A 401(k)…

Read More »

If you’re thinking about financing your child’s college education, there are a number of steps you can take right now, no matter what age your child is to help build the savings you’ll use for college.  Don’t fret about some of the outlandish college costs that we’re all seeing out there.  The price tag is…

Read More »

This is an article that I wrote for www.NJMoneyHelp.com on the risks and benefits of using equity options in your portfolio. In keeping with Peak Wealth Advisors’ focus on helping our client become smarter investors, it’s a good primer on what options are and some fundamental strategies for those who are unfamiliar.  Enjoy!     Options…

Read More »

Financial planning is a process that a Financial Planner will take you through in order to guide you to your financial goals. But goals can be a long ways off, so it’s not just a set-it and forget it activity.  The space between “determining goals” and  “reaching goals” is where the magic happens.  A Financial…

Read More »

I’ve spoken to people who have said their financial situation isn’t something they can budget for, which I interpret as someone who doesn’t want to know what they’re situation is for fear of getting bad news (kind of like the person who avoids a doctor because they’re afraid of what they’ll hear). Unless you have…

Read More »

This is a great piece from Jim Parker, a Vice President with Dimensional Fund Advisors.  It speaks about how you should reconcile your investing strategy in conjunction with the volatility we’ve been experiencing lately in the markets. Read it. It helps put current market gyrations in perspective. OTF_Patience_Principle_US  

Read More »

I am a Financial Planner located in the great state of New Jersey (yes, I’ve heard the joke about “which exit”, what else you got?).  Living in New Jersey puts us in a geographic area that is not only hard on the wallet, but also has many, many enticements to spend money on non-essential budget…

Read More »